Auto Insurance in California

Driving is a big privilege, which means it also comes with a lot of responsibilities. As a driver, the smartest thing you can do is call an agent at Avail Insurance Solutions LLC in Oakland, CA to get an auto insurance policy ASAP.

Is Insurance a Requirement?

You might not know this, but you're actually not allowed to drive without insurance in the state of Nevada, Arizona, Oregon, or California. Everybody who drives on public roads is required to have a valid driver's license in addition to auto insurance. The reason for this is so that drivers don't have to worry about getting in an accident with another driver who doesn't have insurance.

Keep in mind that while there are minimum requirements for insurance in the state, those policies aren't your only option. Not only can you purchase a larger amount of coverage, but you can also shop for policies that cover particular types of cars or cover both parties in the event of an accident.

Getting the Best Coverage

One thing that can be tough to decide when you're shopping for auto insurance is whether to opt for full coverage or liability coverage. The truth is, it all depends on what kind of car you drive, your financial situation, and what you're willing to pay each month. You're only required to have liability coverage, which is the cheaper option. Unfortunately, liability auto insurance won't cover damage to your vehicle. While you have to pay a higher premium for full coverage, you'll receive compensation even if you're in an accident where no other drivers were involved.

While there are different coverage options, every California, Arizona, Nevada, and Oregon driver needs to have some form of auto insurance. Fortunately, Avail Insurance Solutions LLC in Oakland, CA can help. To find out more about your auto insurance options and get covered, use the free online rating tool on our website to get a quote today.