General Liability Insurance in California
General business insurance or liability insurance for businesses is insurance that will help keep your company protected against claims that may occur resulting from daily operations. Business liability insurance provided here at Avail Insurance Solutions LLC in Oakland, CA will help cover small businesses for medical expenses, bodily injuries, advertising injuries, and much more.
General Liability Insurance Requirements
Certain types of business insurance are required by law, such as workers’ comp and commercial auto insurance. However, when it comes to general liability insurance, there are no requirements for small businesses. However, all business owners should be aware of various situations when a client, lessor, or licensing body may make this type of coverage a requirement.
General Liability Insurance Coverage
Liability insurance for businesses provides protection to your businesses against claims that result from daily operations including:
- Property damage - This coverage may help you cover claim costs if you cause damage to another person’s property.
- Medical payments - This coverage involves payments that result from accidents that occur on your property or as the result of your operations. No matter who is at fault, this will cover you. If a customer were to fall on a wet floor in your business, this will protect your business.
- Personal and advertising injury - If your business is sued for slander and libel, this will provide you with the necessary protection for these types of claims.
Different types of businesses use general liability insurance including:
- Consulting firms
- Real estate agents
- Landscaping companies
- IT contractors
- Small business owners
- Artisan contractors
- Janitorial services
To obtain a quote for cyber liability insurance for your business in Arizona, California, Nevada, or Oregon, please contact Avail Insurance Solutions LLC today. You can also visit our office in person or give us a call. We are located in Oakland, CA.