Commercial Insurance in California

Owning a business can come with a lot of headaches, which is why it's so important for business owners to have protection. If you need commercial insurance in Nevada, Oregon, Arizona, or California, Avail Insurance Solutions LLC in Oakland, CA can help.

What Is Commercial Insurance?

Commercial insurance is a type of coverage designed just for businesses and organizations. Not only does this cover commercial property, but it also helps protect employees and protect business owners from liability cases. Commercial insurance is unique because it can be tailored to fit your business. No matter what industry you work in or what kind of protection you need for your business, there's a commercial insurance policy for you.

What's Covered?

One important thing to understand with commercial insurance is that not everything is going to be covered. Furthermore, you may need to purchase additional coverage types or amounts to get the coverage you need for your business. Here are some of the coverage options you have available with commercial insurance:

  • Commercial auto insurance for vehicles your business uses
  • Commercial property insurance to protect your commercial building
  • Commercial general liability insurance
  • Workers' compensation insurance
  • Cyber insurance, which protects you against data breaches and cyberattacks
  • Lessor's Risk
  • Office building coverage
  • Apartment protection
  • Errors and Omissions

Finding the Right Policy

With all the variables involved with commercial insurance, shopping around to find the right policy is important. The easiest way to find the right commercial insurance is to find a plan that's designed for your industry, but that may not always be an option. In any case, you should take the time to speak with one of our agents and create a customized policy that provides you and your business with the coverage you need.

Protecting your commercial building, yourself and your employees is an important part of running a successful business. If you need help finding the right commercial insurance policy for your Nevada, Arizona, Oregon, or California business, call an agent at Avail Insurance Solutions LLC in Oakland, CA.