Workers Compensation in California

Work-related injuries can happen. If your business doesn't carry workers' compensation insurance, you will be held liable, which can cost your business thousands of dollars in medical bills. If you operate a business in Arizona, Oregon, Nevada, or California, allow us here at Avail Insurance Solutions LLC to help you obtain workers' compensation insurance. We are located in Oakland, CA.

Requirements for Workers' Compensation Insurance

While every state has its requirements for workers' compensation, some states require all employers to carry it. It is a legal obligation that businesses must abide by, even if your company only has one employee. A state's law can require all business owners to carry this insurance for employees who regularly work in the state, even if the company has headquarters in a different state.

Coverage Options

Both employees and employers are protected by settlements resulting from workers' compensation. Various laws were made to streamline making sure that any employee who has been injured can receive these benefits as quickly as possible. However, the employer will remain protected from lawsuits that can financially strain the business.

Policies for workers' compensation typically consist of liability insurance that can cover legal fees if an employee blames their employer for an injury they sustained. Laws in California require all coverage to provide standard workers' compensation insurance for:

  • Permanent disability benefits
  • Medical care
  • Temporary disability benefits
  • Supplemental job displacement benefits
  • Supplements for return to work
  • Death benefits

Death benefits are available and vital coverage for businesses. They contain coverage for the following:

  • Burial expenses up to $10,000
  • These benefits will continue until the 18th birthday of the youngest minor dependent at the rate of the temporary disability.

Contact Us Today

To obtain a quote in Oregon, Nevada, Arizona, or California, visit Avail Insurance Solutions LLC today. We are located in Oakland, CA.