Here at Avail Insurance Solutions LLC, providing auto insurance to individuals in the states of California, Oregon, Arizona, and Nevada, we often have clients ask us if it is worth filing a claim for and having their vehicle repaired after a minor fender bender. While we cannot advise you as to whether or not you should file an insurance claim or not, what we can tell you is that it is important to have your car repaired after a minor fender bender.
The Importance of Repairing Your Car After Minor Fender Benders
Minor Fender Benders Affect the Value of Your Car
One of the reasons why you want to have your vehicle repaired after a minor fender bender is because minor dings, dents, scrapes, and scratches can all negatively affect the value of your vehicle. Having the car repaired helps to increase the value of your automobile.
Minor Fender Benders Can Affect the Stability of Your Car
The second reason why it is important to get your vehicle repaired after a minor fender bender is because a minor fender bender can affect the structure and strength of your car. This can leave your vehicle susceptible to a greater damage if you are involved in another accident in the future. This means that your car may not be able to protect you as it should, which can expose you and your passengers to bodily injury or harm.
Get Auto Insurance Today
Having the perfect auto insurance coverage for you helps to ensure you are covered in the event of accidents, even for minor fender benders. If you are looking for a new auto insurance policy in the states of California, Oregon, Arizona, and Nevada, the team at Avail Insurance Solutions LLC would love to assist you. Contact us today to get started.
When consumers spend less money on non-renewable products and sources, it makes auto insurance green. We at Avail Insurance Solutions LLC serve California and Oregon and know that people want to be able to spend more of their money on other things such as designer clothing, a sleek car, a nicer home, and healthier eating.
How Can Auto Insurance Be Green?
Insurance companies have started to reward individuals with eco-friendly cars because they have begun to see the benefit of rewarding people who drive them. Car manufacturers are working on making each model more efficient with more green models coming out each year.
But can “going green” result in car insurance savings?
Yes. The concept of green car insurance is meant to reduce the cost of consumer goods, including car insurance. If you are currently driving a green, eco-friendly car, you may be able to get car insurance for less.
Green car insurance has become a new concept based on the profits of insurance companies. Many insurance companies are enticing customers to their products with various incentives.
Also, many of these insurers offer discounts for vehicles that do not “guzzle gas”. Some discounts are alternative fuel premium discounts, endorsements that permit hybrid replacement, and hybrid vehicle premium discounts.
In pay-as-you-drive (PAYD) programs, which are usage-based insurance, drivers are charged based on how much they use their vehicle, rather than a fixed monthly premium. That rewards them for driving less. This is perfect for drivers with a second vehicle that is seldom driven or people who work from home.
There are other reasons why auto insurance costs on green vehicles are decreasing.
- Many green vehicles have been manufactured within the last five years, making them subject to new government guidelines regarding safety, making them more desirable to own.
- These vehicles do not rely on fossil fuels. Therefore, they have a reduced chance of bursting into flames in an accident.
- Green or eco-friendly vehicles have side-impact airbags, are more impact-resistant, and have brighter lights.
Give Us A Call
We at Avail Insurance Solutions LLC, serving residents of California and Oregon, can answer any questions you may have about “going green” with your auto insurance. Contact us today.
California drivers can rely on Avail Insurance Solutions LLC to get the auto policy that’s right for them. With so many options available, it can be difficult to determine which is right for you. Contact us today and let us help!
An easy way to ensure your repair shop is accepted by your insurance carrier
When you sign up for an auto policy that includes roadside assistance, it’s an easy way to ensure that the auto repair shop will be approved by your insurance carrier.
If you are involved in an accident or require towing services, you may worry that the service you call might not be accepted or approved by your insurance provider. This is a real fear, as services performed by those vendors may not be covered by your policy.
Having your roadside assistance service through your auto policy is a great way to avoid this worry. When you access the assistance service, the tow trucks called, or the auto body shops that are recommended are sure to be approved. If you have a preferred repair shop, it makes sense to confirm that they are approved by the carrier of the policy you select. Choosing an auto policy that ensures your shop is accepted is one way to also narrow down the selection process.
Roadside assistance through your auto policy is a smart idea for a variety of different reasons. Choosing the right auto policy is much easier when you work with an agent.
Get in touch today!
California residents are able to turn to the team at Avail Insurance Solutions LLC for help with auto policies or any other insurance types. Get in touch with our office today and find out more.