Classic car owners often treat their vehicles like family heirlooms, and rightly so. When these prized cars appear in local parades or exhibitions, they often draw cheers and admiration. It’s a wonderful feeling to share something you’ve carefully maintained over the years, especially as the rest of the world moves on to modern automobiles. However, bringing classic cars to parades or exhibitions comes with unique risks that must be addressed. If your vehicle is more than just a showpiece and occasionally hits the road for events, it’s important to understand how your insurance coverage needs to adapt. Your insurance representative at Avail Insurance Solutions LLC can help guide you through this process.
Why Standard Policies May Not Be Enough
A traditional auto insurance policy typically doesn’t account for the unique use or value of a collectible vehicle. Specialized classic car insurance is designed to reflect how these vehicles are stored, driven, and maintained. However, once you introduce public use—such as parades or exhibitions—the coverage requirements may change. Serving California, Oregon, Nevada, and Arizona, Avail Insurance Solutions LLC can help ensure your policy is tailored to your specific needs.
Event Participation Brings Different Risks
Participating in a parade means your classic car is in motion, possibly carrying passengers and surrounded by pedestrians. These factors increase the risk of accidental damage or liability. Exhibitions, while seemingly low-risk, can still pose challenges. An unattended classic car at an event may be scratched, bumped, or otherwise damaged. Some insurance policies include coverage for transport and static display, but not all do. It’s important to confirm whether your policy extends to off-site events or towing.
Before your next event, contact your insurance representative at Avail Insurance Solutions LLC. Serving car owners in California, Oregon, Nevada, and Arizona, their expertise can help ensure your coverage aligns with your car’s activity. Whether your prized vehicle is rolling down Main Street or parked under show lights, you can rest assured it’s protected.